Capitalism is not the problem or the answer (Hint: People)

Personally I think that capitalism is the right way. Of course my opinion is an opinion of a someone who wants to make his living by the financial markets. Still I prefer CAPITALISM. I don't want you to think it too strictly. I'm Finnish and here socialism isn't such a nasty word as compared to the States. I see nothing wrong in having some socialism in my capitalism. Combining good ideas should never be forbidden.

 In theory capitalism is great and in theory Soviet Union could have become this days U.S.A. Problem is that nothing is perfect and you must allow things to adapt to find better solutions. Capitalistic system allows fastest change when needed. Problems with every system are slow decision making and adaptation by law-makers and in every system smarter and greedier will find ways to get more. 

I think capitalism would be perfect world religion is people were able to think about others and forget their selfish ambitions which only provide positive results to them and take something away from someone else. Christianity  (as an example among many others) would be a great religion if people ACTUALLY DID AS THEY ARE SUPPOSED TO by the rules of their own  f****ng religion. Failure to actually do what you believe in leads to misery around you. Economics always teaches us how the world will go to a better direction because companies always choose the most productive and efficient projects to go through. Too often this isn't true because especially finance teaches us that companies must do their best to maximise shareholder value. It is great in theory but when laws and supervision are weak these companies will go outside those known limits of good moral behavior and do what they are "allowed" to do.

Causes behind our last financial crises were greedy people who didn't believe in the chance of failure. They ended up taking huge risk and failed to have a proper portfolio where those massively risky investments wouldn't have been too strong to hurt them. It doesn't matter if during the time those were considered to be risky or safe investments because in finance nothing is certain until it has actually happened. Building a good and solid portfolio is taught to every finance student the day he/she is born! Ignorance and god complex are steps on the stairway to damnation.

About few people acquiring most of the wealth.. Smart/greedy/hard working people will always acquire more wealth than others, and they should! That is deserved when it isn't obtained by illegal/greedy/evil behavior. I am not saying that they should hold on to something like 3 billion dollars. Most people would be happy for the rest of their lives if they had one million dollars. There is no use in having a billion dollars sitting in your bank account. Most useful way is to spread it out as investments and contributions so it will spread happiness to others and it might bring back more money than you gave out. So the wheel keeps turning.

Unfortunately too many people are greedy and selfish d**ks. It doesn't get better by the fact that most people who go after power and money are sociopaths/psychopaths and so on. They don't care to do good business, they only wish to make business that is good for them. So regulations and laws are needed and important. If regulators are asleep at the switch.. Then we are on the mercy of those who know what they want and will do everything they can to get it.

A hint to all those people camping in Wall Street. YOU ARE ACHIEVING NOTHING. Only real change can come through politicians who care to do their work properly. Next time you vote, vote for someone who cares and knows what the f*ck he/she is doing. Most of those guys currently sitting in the shit hill don't care about you and are totally unable to do the job that is presented to them. 

Democracy+Capitalism is sweet like chocolate but it requires smart and unselfish people to work.

Listening to Queens of the Stone Age